Contractor license requirements by state
Checked 2026-09-04, 9 min read
Filed under State requirements

§ 1Three models, not fifty
A fifty-row table is the wrong shape for this question, because states do not differ fifty ways. They differ three ways, and everything else is a detail inside one of them.
| Model | Who gates you | What they test | Worked example |
|---|---|---|---|
| State board, general license | One state board issues a general contractor license | Experience, exam, financials, bond | California (CSLB), North Carolina (NCLBGC), Georgia, Virginia, Tennessee |
| State trades only | The state licenses electrical, mechanical and plumbing; nobody licenses the general | Trade hours and a trade exam | Texas (TDLR; plumbing has its own board), Ohio (OCILB) |
| Local registration | The city or county that issues your permit | Registration, sometimes a local bond, proof of insurance | Most Texas municipalities; large parts of the Midwest |
Most states are a blend.
A state with a general license still licenses electricians separately, and its cities still register contractors. The model tells you where the first gate is, not the only one.
§ 2The threshold question
In a board state the second question is always: at what job value does the license become compulsory? Below the threshold, the same work is legal unlicensed. Above it, the same work is a misdemeanour in some states and a bar to enforcing your own contract in others.
North Carolina’s board states the rule plainly: a project valued at $40,000 or more needs a state-licensed general contractor. Other boards set the line lower — Georgia draws its residential line far below it — and a handful set none at all: the license is required for the activity, not the amount. In Arizona a permit can decide it as well as the price: the Arizona contractor license requirements make any job that needs a building permit a licensed job, whatever it costs. Where the small-job line sits in each case is the subject of handyman vs contractor license.
The threshold is per project, not per invoice.
Every board that publishes a threshold applies it to the whole undertaking. Splitting a job into phases to stay underneath it is the single most common way contractors get caught, because the split is itself the evidence.

§ 3The sheets we read in full
Each state below has its own sheet on this site, read from the issuing regulator on the date in the last column, with the fee and bond detail we could verify. They span all three models: a single general license, trades only (Ohio), and a supervisor license beside a business registration (Massachusetts, New Jersey). The Washington contractor license is a registration too, but statewide: one agency, a bond and insurance, and no exam for a general contractor.
| State | Who issues it | What the sheet covers | Checked |
|---|---|---|---|
| Arizona | Registrar of Contractors (ROC) | Residential, commercial or dual licenses per trade, the SRE and trade exams, bonds by volume, fees. | 2026-10-30 |
| California | Contractors State License Board (CSLB) | Classes, the $25,000 bond, fees and reciprocity. | 2026-10-18 |
| Florida | Construction Industry Licensing Board (CILB) | Certified versus registered, and what each one lets you do. | 2026-09-04 |
| Georgia | State Licensing Board for Residential and Commercial General Contractors | Four licenses, the $2,500 residential line, net worth, insurance and reciprocity. | 2026-10-18 |
| Massachusetts | Board of Building Regulations and Standards (BBRS) / OCABR | No GC license: the supervisor's CSL and the business's HIC registration. | 2026-10-18 |
| New Jersey | Division of Consumer Affairs (home improvement registration) | No state GC license — HIC registration, the $500,000 liability floor and the bond tiers. | 2026-10-18 |
| North Carolina | Licensing Board for General Contractors (NCLBGC) | The $40,000 threshold and the three limitation tiers. | 2026-10-18 |
| Ohio | Ohio Construction Industry Licensing Board (OCILB) | No state general-contractor license — five commercial trades, the five-year rule and $500,000 cover. | 2026-10-18 |
| Tennessee | Board for Licensing Contractors (BLC) | The $25,000 line and a monetary limit set from your own balance sheet. | 2026-10-18 |
| Texas | Texas Department of Licensing and Regulation (TDLR) | No state general-contractor license — what is actually required instead. | 2026-09-04 |
| Virginia | Department of Professional and Occupational Regulation (DPOR) Board for Contractors | Class A, B and C thresholds, net worth or a $50,000 bond, exams and fees. | 2026-10-18 |
| Washington | Department of Labor & Industries (L&I) | No exam: an L&I registration, a general or specialty bond, liability cover and the Verify lookup. | 2026-10-23 |
We are deliberately not printing a fifty-row fee table. A fee copied from a third-party summary and left to rot is worse than no fee at all — it is the thing people budget against. Every figure on this site carries the regulator page it came from and the date we read it, and the sheets above are the ones we could read in full. We could not read this figure from the issuing board on our last check, so it is not printed here. Confirm it with the board before you budget for it.
§ 4Reading your own state
Whatever state you are in, the same four questions settle it, in this order:
- § 1Is there a state board for generals? If yes, its site is the only authority that matters for the license itself.
- § 2What triggers it — value, or activity? A value threshold means you can work under it; an activity rule means you cannot.
- § 3Which trades are licensed separately? Electrical and mechanical often are, at state or local level, even where the general is not — and roofing is the trade the states disagree about most.
- § 4What does the permit counter want? Registration, a local bond, and a certificate of insurance naming the city as additional insured are all common.
Our license lookup directory answers the first question for every board it lists, because a board that runs a public license search is a board that issues licenses.

Checked against
- NCLBGC — home page (license threshold)read 2026-10-18
- CSLB — Bond Requirements (SB 607, effective 2023-01-01)read 2026-10-18
- Texas Department of Licensing and Regulation — programme listread 2026-10-18
Not legal advice. Fees, bond amounts and deadlines are set by statute and change without notice — confirm with the board that issues your license before you file.
Related
- License lookup directoryThe boards' own live search pages, with the status each returned.2026-10-18
- Working unlicensedWhat crossing the threshold actually costs.2026-09-04
- CaliforniaThe fullest example of the board model.2026-10-18
- TexasThe fullest example of the no-general model.2026-09-04
- ClassificationsWhat the license you get actually covers.2026-10-18